A loan management system that launches products by configuration
Lending software for microfinance companies, banks and BNPL providers: set the schedule, profit method, tenor, grace and charges, a second officer approves, and the product is live without a code release.
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Capabilities
- Flexible schedules
- Declining balance or flat, equal instalments or equal principal, grace periods and multiple disbursement tranches.
- Buy now, pay later
- Down payments and short instalment plans for merchant BNPL providers.
- SME working capital
- A working capital product for small and medium businesses under the institution's own rules.
- Portfolio and collections
- Arrears ageing, provisioning, write-off and restructuring with its own audit trail.
Suited to
- Microfinance companies
- Consumer and SME finance companies
- BNPL providers
- Banks launching new lending products beside their incumbent core
Frequently asked questions
- Does it support Islamic finance?
- Yes. Murabaha and Qard Hasan are in the core; other contracts are modules approved by the institution's Shariah board.
- Do we have to migrate our current loan book?
- No. It can start with one product line beside the incumbent core and post a daily summary to the current general ledger.
Other products
Deposits and e-wallets
Launch savings, current accounts, term deposits and e-wallets from one system, with balances held to the smallest currency unit and every movement posted the moment it happens.
Read moreMobile banking app
A native iOS and Android app with full right-to-left layouts, where every screen calls the same APIs used by the branch and the operations console.
Read moreDigital onboarding and eKYC
eKYC and eKYB journeys that start in the app and can finish at the branch, with sanctions and PEP screening before the application reaches an officer.
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Start with a two-hour discovery session
With your business, finance, IT and Shariah teams, we select the modules, the first product line and the pilot's exit tests.